Fees compared

How much does Polar cost? Polar pricing and fees

The problem“Polar has four plans. Which one do I pay, and what reaches my bank?”

Polar pricing starts on the free Starter plan at 5% + $0.50 per sale, and new accounts start there. Paid plans lower the rate: Pro 3.8% + $0.40 for $20 a month, Growth 3.6% + $0.35 for $100, Scale 3.4% + $0.30 for $400. International cards add 1.5%, and Stripe’s payout fees pass through: $2 a month while you take payouts, plus 0.25% + $0.25 per payout. On ten $100 sales on Starter, about $940 reaches your bank.

Reviewed by Panche Isajeski, founder of AgentaOS, 19+ years in payments, featured on Indie Hackers. Checked . General information, not financial, tax or legal advice.

Polar fee calculator: what you keep on each plan → · Compare what you keep

The fees

What are all of Polar’s fees?

PlanMonthlyPer sale
Starter$05% + $0.50
Pro$203.8% + $0.40
Growth$1003.6% + $0.35
Scale$4003.4% + $0.30
Early Member (accounts before 27 May 2026)$04% + $0.40, +0.5% on subscriptions

Every plan: international cards (non-US) +1.5%; disputes $15. Payouts pass through Stripe’s fees: $2 per month with an active payout, 0.25% + $0.25 per payout, and 0.25% (EU) to 1% currency conversion elsewhere. Sources: Polar pricing, Polar fees docs, checked 22 October 2026.

“Organizations created on or after May 27, 2026 start on Starter (5% + 50¢)”

Source: Polar pricing
Side by side

How does Polar compare with AgentaOS?

Ten $100 salesPolar StarterPolar ProAgentaOS (free)
Monthly fee$0$20.00$0
Sale fees$55.00$42.00$50.00
Payout feesabout $4.61about $4.60$9.50
Lands in your bankabout $940about $933about $940

Example month: ten one-off sales of $100 to buyers in the provider’s home market, paid out once to a bank. International cards add 1.5% on Lemon Squeezy, Polar, Dodo and AgentaOS alike. Fees from each provider’s own pages, checked 22 October 2026. AgentaOS free plan: 4.5% + 0.50; international cards +1.5%; payout fee 1%. Pro: 4.0% + 0.40 for €49 a month. Polar payout: $2 monthly + 0.25% + $0.25, before any currency conversion.

Honestly: at this volume Polar Starter and AgentaOS land the same. Polar says its Pro plan pays off above about $1,379 a month in sales; at that volume, compare it with AgentaOS Pro at 4.0% + 0.40.

Beyond the fee

What else should I compare?

  • Currency conversionIf your bank is outside the US, Stripe’s conversion of 0.25% to 1% applies to Polar payouts on top.
  • Where you can be paidPolar pays out through Stripe, so it can only pay you where Stripe Connect payouts work. Who pays out where.
  • Help with pricingAgentaOS includes Pricing Intelligence, which tells you what to charge.
Where AgentaOS fits

Where does AgentaOS fit?

Building a SaaS or AI app outside the US? Polar alternative compares the switch, or run your numbers.

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Questions

Related questions

What are Polar’s payout fees?

Polar passes Stripe’s payout fees through without a markup: $2 for each month you have active payouts, 0.25% + $0.25 per payout, and a cross-border conversion fee of 0.25% in the EU up to 1% in other countries. You withdraw your balance manually; Polar may trigger a payout for you if a balance sits unwithdrawn for several months. Source: Polar docs, Fees.

Does Polar charge a monthly fee?

Not on Starter. Pro, Growth and Scale cost $20, $100 and $400 a month.

Is Polar a Merchant of Record?

Yes, it handles sales tax and VAT as the seller.

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