AgentaOS
vs
Dodo Payments
AgentaOS vs Dodo Payments
Both are Merchants of Record for software and digital products: each becomes the seller of record and handles global sales tax and VAT. Both start at a 4% base rate, so the difference is in what that 4% covers and what gets added on top. Side-by-side on fees, surcharges, reach and payouts, verified 22 August 2026.
Panche Isajeski, Founder of AgentaOS · 19+ years in payments·Pricing verified At a glance
Both are 4% Merchants of Record, but the 4% covers different things. Dodo’s 4% + 40¢ is its domestic US rate, with +1.5% on cards outside the US and +0.5% on subscriptions. AgentaOS’s 4% covers the EEA and adds nothing on renewals. Dodo reaches more countries and bundles more tooling; AgentaOS includes a free Revenue & Billing Audit before you go live.
| AgentaOS | Dodo Payments | |
|---|---|---|
| Model | Merchant of Record | Merchant of Record |
| Handles sales tax & VAT | ✓ 135+ jurisdictions | ✓ 190+ countries |
| Base card rate | 4% + €0.40 (Pro) · 4.5% + €0.50 (no monthly) | 4% + 40¢ (domestic US) |
| What the base rate covers | EEA cards | US cards & wallets |
| International cards | None (no surcharge during the launch period) | +1.5% (everything outside the US) |
| Subscription surcharge | None | +0.5% |
| PayPal / BNPL | Not offered | +3% |
| Monthly platform fee | None (€49 Pro optional) | None |
| Countries reached | 190+ | 220+ |
| Free Revenue & Billing Audit before launch | ✓ | - |
| Hands-on onboarding support | ✓ WhatsApp / group chat | Self-serve |
| Storefront, license keys, digital delivery | Core | Included |
| Local INR pricing (India) | - | ✓ 4% + 15¢ |
| Based in | Estonia, EU | India / US |
Worked example. A European SaaS selling €10,000/month of subscriptions to EEA buyers pays about €449 on AgentaOS Pro (4% + €49/mo) and about €550 on Dodo (4% base + 1.5% because non-US counts as international, plus 0.5% on subscriptions would take it to €600). Selling mainly to US buyers, Dodo’s domestic 4% + 0.5% subscription applies and the gap narrows sharply. Sources, retrieved 22 August 2026: Dodo Payments pricing · AgentaOS Merchant Terms. Providers change pricing without notice; check both before relying on these figures.
Where each is stronger
AgentaOS
- No surcharge on renewals. Dodo adds +0.5% to every subscription payment; AgentaOS adds nothing.
- The base rate covers the EEA, so European sellers are not treated as international.
- A free audit of your product, pricing and legal pages before you go live.
- Hands-on integration support from a person, on WhatsApp or group chat.
- EU entity, EU tax registrations, invoices issued in our name.
Best for: subscription businesses, and sellers whose buyers are mostly in Europe.
Dodo Payments
- Wider reach: 220+ countries and 40+ payment methods.
- Local INR pricing for the Indian market at 4% + 15¢.
- Storefront, license keys, digital delivery and analytics bundled at no extra cost.
- Abandoned-cart recovery free to use.
- Domestic 4% applies without surcharge if your buyers are mostly US-based.
Best for: one-off digital products, US-heavy buyer bases, and sellers who need India or very broad country coverage.
Common questions
Is Dodo Payments cheaper than AgentaOS?
Both start at 4%. The difference is what that 4% covers. Dodo’s 4% + 40¢ is its domestic US rate and it adds +1.5% for cards outside the US, so a European seller typically pays about 5.5%. AgentaOS is 4% + €0.40 on Pro (or 4.5% + €0.50 with no monthly fee) across the EEA. Dodo also adds +0.5% on subscriptions; AgentaOS adds nothing on renewals.
How do the subscription fees compare?
Dodo Payments charges an additional 0.5% on subscription, addon and usage-based billing, as published on its pricing page. AgentaOS charges no subscription surcharge, so a renewal costs the same as the first sale.
Where is Dodo Payments stronger?
Dodo lists 220+ countries against 190+ for AgentaOS, offers local INR pricing in India, and bundles storefront, license keys, digital delivery and analytics at no extra cost. If you sell mostly to US buyers, its 4% domestic rate applies without the international surcharge.
Can I move from Dodo Payments to AgentaOS?
Yes. You swap in the AgentaOS checkout and get paid to your own bank in EUR or USD. Every merchant also gets a free audit of their product, pricing and legal pages before going live.
See if AgentaOS fits your case
If you sell subscriptions, or your buyers are mostly in Europe, AgentaOS keeps more of each renewal and adds a free Revenue & Billing Audit. If you need 220+ country coverage, local INR pricing or a bundled storefront, Dodo Payments may be the better fit.
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Sources, retrieved 22 August 2026: Dodo Payments pricing · AgentaOS Merchant Terms. Dodo Payments may change pricing without notice; check the source before relying on these figures. A fee comparison, not financial advice.