PayPal won’t let me receive money. What can I use?
The problem“My client wants to pay me by PayPal, but my account can only send money.”
Take card payments through a Merchant of Record and get paid to your bank. In 11 of the 85 countries we checked, PayPal cannot receive money at all, including North Macedonia, Montenegro, Kosovo, Pakistan, Bangladesh and Turkey. Your client pays by card instead, and you are paid in EUR or USD twice a month.
Where can’t PayPal receive?
Why do other platforms fail too?
Lemon Squeezy and Gumroad fall back to PayPal where they have no bank route, so they fail in the same countries.
“Payouts made using PayPal are always in USD.”
Source: Lemon Squeezy docs
How do I get paid instead?
- Turn the job into a product or package with a fixed price, one-time or monthly.
- Send a checkout link; your client pays by card, Apple Pay or Google Pay.
- Receive a payout to your EUR or USD bank account on the 1st or 15th, or to a stablecoin wallet in Kosovo.
What should I avoid?
- Registering PayPal in a neighbouring countryWithdrawals get limited when your details don’t match; people in Kosovo report exactly this.
- Using a relative’s account abroadThe money is legally theirs, and a frozen account freezes your income.
Where does AgentaOS fit?
AgentaOS pays out to 86 countries, including every one above. Check yours.
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Related questions
My PayPal account was suspended. How do I get paid now?
PayPal usually keeps the balance of a permanently limited account for 180 days to cover refunds and disputes; its user agreement allows that, as UK Financial Ombudsman decisions describe. For new sales, use a checkout that pays out to your own bank: a merchant of record works without a PayPal or Stripe account. See Stripe and PayPal alternatives.
Can I use a PayPal account from another country?
Only if you live there. Mismatched details get accounts limited at withdrawal.
How fast do I get paid?
Each sale clears in 14 days; payouts run on the 1st and the 15th.
Can you sell from your country?
Pick your country. See how you get paid, what it costs and which platforms work there.
86 countries, checked 6 October 2026No company needed