Is Stripe available in North Macedonia? How to sell online and get paid
No, Stripe is not available in North Macedonia. Stripe does not accept sellers based in North Macedonia: it is not on Stripe’s list of supported countries (checked ). You can still sell online: from North Macedonia you can sell digital products, courses, SaaS and services to buyers in 190+ countries, as an individual or a company, and get paid to your own bank in North Macedonia in EUR or USD, twice a month. Without Stripe there are two routes: a local bank card gateway (cPay), which needs a registered company, or a merchant of record like AgentaOS, which also takes individuals. Compare every payment gateway in North Macedonia.
Also work from North Macedonia: Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments, Gumroad. Do not: Stripe, PayPal. See the table.
Selling from North Macedonia, in facts
- Who can sell
- Individuals and companies verification docs
- How you get paid
- To your own bank account in North Macedonia, by local bank transfer. supported countries
- Payout currency
- EUR or USD, to a EUR or USD account at your bank (a foreign currency account) payout docs
- Payout days
- The 1st and the 15th of each month payout docs
- First payout
- 14 days after each sale, from €50 or $50 payout docs
- Fee per card sale
- 4.5% + €0.50; international cards +1.5% pricing docs
- Payout fee
- 1% of the payout, at least €1 pricing docs
- Local transfer cost
- Very low: a local or SEPA transfer, passed through at cost and shown before you request a payout. supported countries
- Tax on your sales
- Charged, filed and paid by us as the seller tax docs
- Your income tax
- Yours to declare in North Macedonia. You get a statement and a self-billed invoice per payout. payout docs
From a sale to your account
Example: one month, ten sales of €100.
| Ten sales of €100 | €1,000.00 |
|---|---|
| AgentaOS fee: 4.5% + €0.50 per sale | −€50.00 |
| Payout fee: 1% | −€9.50 |
| Local or SEPA transfer | very low |
| Lands in your bank | about €940.50 |
Try your own numbers in the payout calculator →
International cards +1.5%. On Pro (€49 a month) every card sale is 4.0% + €0.40. EU buyers pay VAT on top, which we file.
Doing it yourself instead? Stripe with a company abroad costs about €6,000 in the first year at €2,000 a month, once you add the company, an accountant, tax filing and about 50 extra hours of your time. See the full comparison.
Who accepts sellers from North Macedonia
The usual names, checked one by one.
| Provider | Sellers in North Macedonia? | What their own page says |
|---|---|---|
| AgentaOSMerchant of Record | Yes | Individuals and companies. Paid out twice a month. Supported countries |
| StripeCard payments, you are the seller | No | North Macedonia is not on Stripe's list of supported countries. Stripe’s page |
| PayPalWallet and card payments | No | Send only: the North Macedonia site offers sending payments, not receiving them. PayPal’s page |
| PaddleMerchant of Record | Yes | Built for software companies, anywhere outside its unsupported list. Pure services such as coaching or consulting are not allowed. Paddle’s page |
| Lemon SqueezyMerchant of Record | Yes | North Macedonia is on its bank payout list. Lemon Squeezy’s page |
| PolarMerchant of Record | Yes | North Macedonia is on its payout list (Stripe Connect Express). Polar’s page |
| CreemMerchant of Record | Yes | North Macedonia is on its supported countries table. Creem’s page |
| Dodo PaymentsMerchant of Record | Yes | North Macedonia is on its accepted ID-issuing countries. Dodo Payments’s page |
| GumroadMerchant of Record | Yes | Bank payouts in MKD, minimum 1,500 MKD. Gumroad’s page |
| PayoneerReceive money from clients | Yes | Accounts exist in North Macedonia. Payoneer publishes no full country list. Payoneer’s page |
| WiseReceive money from clients | Yes | North Macedonia is on the list of countries where you can hold money with Wise. Wise’s page |
Checked on 6 October 2026 against each provider’s own country page. Providers change their lists; follow the source link before you decide.
Selling from North Macedonia: answers
Which merchant of record works in North Macedonia?
By their own country lists, checked 6 October 2026, Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments, Gumroad and AgentaOS accept sellers in North Macedonia. They differ in how you get paid: compare the payout notes in the table above, where each row links to the provider’s own page.
How do I accept card payments in North Macedonia without Stripe?
Two routes. With a registered company: cPay is the local card gateway run by CaSys, and you get it through a merchant contract with an acquiring bank such as Halk, Stopanska, NLB, Komercijalna or Uni Banka. The bank reviews your company documents and your site (terms, refunds, prices with VAT) before it issues the gateway credentials. It suits selling to buyers in North Macedonia. To sell abroad you still handle foreign VAT and sales tax yourself, which a merchant of record does for you. Without a company, or to sell abroad without handling foreign VAT: a merchant of record such as AgentaOS; Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments and Gumroad also work from North Macedonia (see the table above). Compare every gateway, with fees and WooCommerce setup. Sources: ecommerce4all.mk, Vendor, Stopanska Banka e-commerce (for legal entities).
Can I sell online from North Macedonia as an individual?
Yes. You can open an account as an individual or as a company. AgentaOS is the official seller of your product, so you do not need a company abroad.
How do I get paid in North Macedonia?
To your own bank account in North Macedonia, by local bank transfer. Payouts run on the 1st and the 15th of each month, in EUR or USD.
Do I need a EUR or USD account?
Yes. Payouts are paid in the same currency as your balance, EUR or USD, so you need a EUR or USD account at your bank (a foreign currency account). No currency conversion happens inside a payout.
Is Stripe available in North Macedonia?
No. Stripe does not open accounts for businesses based in North Macedonia, so sellers there use a Merchant of Record like AgentaOS, or open a company abroad. Stripe’s country list.
Can I receive money with PayPal in North Macedonia?
No. PayPal’s site for North Macedonia offers sending payments only, not receiving them. PayPal North Macedonia.
I get paid through Stripe on Bandcamp or X. Does Stripe work in North Macedonia?
Not for selling. Some platforms, such as Bandcamp, pay people in North Macedonia through Stripe, but that is a payout to you, not a Stripe account you can sell with. North Macedonia is not on Stripe’s list of countries where you can open one.
Do I pay tax in North Macedonia on money from abroad?
The Public Revenue Office (UJP) says income from abroad must be declared by you, and that there is no double taxation if you can show tax paid abroad. It counted 70,000+ people receiving €577 million from abroad in 2025 (Bankarstvo.mk, 15 April 2026). Each AgentaOS payout comes with a statement and a self-billed invoice you can show. Check the details with your accountant.
Can I sell digital products from a WordPress or WooCommerce site in North Macedonia?
Yes. Create the product in AgentaOS, then add its buyer link as a Buy button in WordPress or as an External/Affiliate product in WooCommerce. No plugin and no company needed. Step by step.
General questions: when is my first payout? · what does it cost? · who handles VAT? · do I need a company?
Start selling from North Macedonia
€0 a month, no card. Individuals and companies. Your first payout on the next 1st or 15th after your sales clear.
Not sure what to charge? Free pricing review