Can you sell online from Kosovo and get paid?
Stripe is not available in Kosovo: it is not on Stripe’s list of supported countries (checked ). But yes, you can sell online. From Kosovo you can sell digital products, courses, SaaS and services to buyers in 190+ countries, as an individual or a company, and get paid to a stablecoin wallet in EURC or USDC, twice a month. Bank payouts to Kosovo are not available yet. To sell without your own Stripe account, you use a merchant of record: it is the seller on each sale and handles VAT and sales tax abroad. Which ones work from Kosovo. Taking cards on WooCommerce or your own site? Compare every payment gateway in Kosovo.
Also work from Kosovo: Paddle. Do not: Stripe, PayPal, Lemon Squeezy, Polar, Creem, Dodo Payments, Gumroad. See the table.
Selling from Kosovo, in facts
- Who can sell
- Individuals and companies verification docs
- How you get paid
- To a stablecoin wallet you choose, in EURC or USDC. Bank payouts to Kosovo are not available yet. supported countries
- Payout currency
- EUR or USD, to a stablecoin wallet that receives EURC or USDC payout docs
- Payout days
- The 1st and the 15th of each month payout docs
- First payout
- 14 days after each sale, from €50 or $50 payout docs
- Fee per card sale
- 4.5% + €0.50; international cards +1.5% pricing docs
- Payout fee
- 1% of the payout, at least €1 pricing docs
- Wallet cost
- 1% of the payout + €2, plus the bank transfer that funds it. Network fee included. wallet payout docs
- Tax on your sales
- Charged, filed and paid by us as the seller tax docs
- Your income tax
- Yours to declare in Kosovo. You get a statement and a self-billed invoice per payout. payout docs
From a sale to your account
Example: one month, ten sales of €100.
| Ten sales of €100 | €1,000.00 |
|---|---|
| AgentaOS fee: 4.5% + €0.50 per sale | −€50.00 |
| Payout fee: 1% | −€9.50 |
| Wallet cost: 1% + €2 | −€11.40 |
| Lands in your wallet | about €929.10 |
Try your own numbers in the payout calculator →
International cards +1.5%. On Pro (€49 a month) every card sale is 4.0% + €0.40. EU buyers pay VAT on top, which we file.
Doing it yourself instead? Stripe with a company abroad costs about €6,000 in the first year at €2,000 a month, once you add the company, an accountant, tax filing and about 50 extra hours of your time. See the full comparison.
Who accepts sellers from Kosovo
The usual names, checked one by one.
| Provider | Sellers in Kosovo? | What their own page says |
|---|---|---|
| AgentaOSMerchant of Record | Yes | Individuals and companies. Paid out twice a month. Supported countries |
| StripeCard payments, you are the seller | No | Kosovo is not on Stripe's list of supported countries. Stripe’s page |
| PayPalWallet and card payments | No | Kosovo is not on PayPal's list of countries. PayPal’s page |
| PaddleMerchant of Record | Yes | Built for software companies, anywhere outside its unsupported list. Pure services such as coaching or consulting are not allowed. Paddle’s page |
| Lemon SqueezyMerchant of Record | No | Kosovo is not on its bank payout list, and PayPal does not serve Kosovo. Lemon Squeezy’s page |
| PolarMerchant of Record | No | Kosovo is not on its payout list. Polar’s page |
| CreemMerchant of Record | No | Kosovo is not on its supported countries table. Creem’s page |
| Dodo PaymentsMerchant of Record | No | Kosovo is not on its accepted ID-issuing countries. Dodo Payments’s page |
| GumroadMerchant of Record | No | Not on its bank payout table, and PayPal does not serve Kosovo. Gumroad’s page |
| PayoneerReceive money from clients | Yes | Accounts exist in Kosovo. Local bank withdrawal is not confirmed on Payoneer's own pages. Payoneer’s page |
| WiseReceive money from clients | Limited | You can register and send money, but Kosovo is not on the list for holding a balance. Wise’s page |
Checked on 6 October 2026 against each provider’s own country page. Providers change their lists; follow the source link before you decide.
Selling from Kosovo: answers
Which merchant of record works in Kosovo?
By their own country lists, checked 6 October 2026, Paddle and AgentaOS accept sellers in Kosovo. Lemon Squeezy, Polar, Creem, Dodo Payments and Gumroad do not. They differ in how you get paid: compare the payout notes in the table above, where each row links to the provider’s own page.
Can I sell online from Kosovo as an individual?
Yes. You can open an account as an individual or as a company. AgentaOS is the official seller of your product, so you do not need a company abroad.
How do I get paid in Kosovo?
To a stablecoin wallet you choose, in EURC or USDC. Bank payouts to Kosovo are not available yet. Payouts run on the 1st and the 15th of each month, in EUR or USD.
What do I need to get paid?
A stablecoin wallet that receives EURC or USDC, in your own hands or at an exchange. No bank account in Kosovo is needed for your payouts.
Is Stripe available in Kosovo?
No. Stripe does not open accounts for businesses based in Kosovo, so sellers there use a Merchant of Record like AgentaOS, or open a company abroad. Stripe’s country list.
Does PayPal work in Kosovo?
No. Kosovo is not on PayPal’s list of countries. PayPal worldwide.
Which payment platforms accept sellers from Kosovo?
Of the ones we checked on 6 October 2026, Paddle (built for software, no pure services) and AgentaOS. Lemon Squeezy, Polar, Creem, Dodo Payments and Gumroad do not list Kosovo. See the table above for each source.
How does a wallet payout work?
Your EUR balance is paid in EURC and your USD balance in USDC, on the 1st and the 15th, to a wallet you choose (Base, Ethereum or Solana; USDC also on Polygon). A new wallet waits 24 hours before its first payout. Each payout costs 1% plus €2 on top of the payout fee. You can then change it to euros at an exchange. Stablecoin payouts.
General questions: when is my first payout? · what does it cost? · who handles VAT? · do I need a company?
Start selling from Kosovo
€0 a month, no card. Individuals and companies. Your first payout on the next 1st or 15th after your sales clear.
Not sure what to charge? Free pricing review