Selling from Argentina

Can you sell online from Argentina and get paid?

Yes. From Argentina you can sell digital products, courses, SaaS and services to buyers in 190+ countries, as an individual or a company, and get paid to your own bank in Argentina in EUR or USD, twice a month. Stripe does not accept sellers based in Argentina. To sell without your own Stripe account, you use a merchant of record: it is the seller on each sale and handles VAT and sales tax abroad. Which ones work from Argentina.

Also work from Argentina: Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments, Gumroad. Do not: Stripe. See the table.

Reviewed by Panche Isajeski, founder of AgentaOS, 19+ years in payments, featured on Indie Hackers. Checked against our supported countries and each provider’s own page. General information, not financial, tax or legal advice.

Asked locally

Money from abroad in Argentina

What sellers here ask about money from abroad.

Do I still have to convert dollars from foreign clients into pesos?

No. Since BCRA Communication A 8330 (September 2025), resident individuals can collect service export income in foreign currency with no amount limit and keep it in a local dollar account. Banks cannot charge commissions for crediting these incoming transfers, other than documented third-party costs. Boletin Oficial (BCRA A 8330)

How do freelancers invoice clients abroad?

Service exports are invoiced with a Factura E, issued from a separate point of sale, and carry no IVA. For monotributistas, export income still counts toward the annual billing cap of their monotributo category. Contablix

General information, not tax or legal advice. Check with a local accountant.

Argentina at a glance

Selling from Argentina, in facts

Who can sell
Individuals and companies verification docs
How you get paid
To your own bank account in Argentina, by local bank transfer. supported countries
Payout currency
EUR or USD, to a EUR or USD account at your bank (a foreign currency account) payout docs
Payout days
The 1st and the 15th of each month payout docs
First payout
14 days after each sale, from €50 or $50 payout docs
Fee per card sale
4.5% + €0.50; international cards +1.5% pricing docs
Payout fee
1% of the payout, at least €1 pricing docs
Local transfer cost
Very low: a local or SEPA transfer, passed through at cost and shown before you request a payout. supported countries
Tax on your sales
Charged, filed and paid by us as the seller tax docs
Your income tax
Yours to declare in Argentina. You get a statement and a self-billed invoice per payout. payout docs
What you receive

From a sale to your account

Example: one month, ten sales of €100.

Ten sales of €100€1,000.00
AgentaOS fee: 4.5% + €0.50 per sale−€50.00
Payout fee: 1%−€9.50
Local or SEPA transfervery low
Lands in your bankabout €940.50

Try your own numbers in the payout calculator →

International cards +1.5%. On Pro (€49 a month) every card sale is 4.0% + €0.40. EU buyers pay VAT on top, which we file.

Doing it yourself instead? Stripe with a company abroad costs about €6,000 in the first year at €2,000 a month, once you add the company, an accountant, tax filing and about 50 extra hours of your time. See the full comparison.

Your options

Who accepts sellers from Argentina

The usual names, checked one by one.

ProviderSellers in Argentina?What their own page says
AgentaOSMerchant of RecordYesIndividuals and companies. Paid out twice a month. Supported countries
StripeCard payments, you are the sellerNoNot on the Stripe supported countries list. Stripe’s page
PayPalWallet and card paymentsYesLocal PayPal site offers request money and business payments. PayPal’s page
PaddleMerchant of RecordYesNot on the Paddle unsupported countries list. Paddle’s page
Lemon SqueezyMerchant of RecordYesOn the bank payout list. Lemon Squeezy’s page
PolarMerchant of RecordYesOn the Stripe Connect Express payout list. Polar’s page
CreemMerchant of RecordYesSupported with local bank payouts. Creem’s page
Dodo PaymentsMerchant of RecordYesOn the accepted countries list. Dodo Payments’s page
GumroadMerchant of RecordYesBank payouts in ARS (min 4,600). Gumroad’s page
WiseReceive money from clientsYesOn the hold money list. Wise’s page

Checked on 6 October 2026 against each provider’s own country page. Providers change their lists; follow the source link before you decide.

Questions

Selling from Argentina: answers

Which merchant of record works in Argentina?

By their own country lists, checked 6 October 2026, Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments, Gumroad and AgentaOS accept sellers in Argentina. They differ in how you get paid: compare the payout notes in the table above, where each row links to the provider’s own page.

Can I sell online from Argentina as an individual?

Yes. You can open an account as an individual or as a company. AgentaOS is the official seller of your product, so you do not need a company abroad.

How do I get paid in Argentina?

To your own bank account in Argentina, by local bank transfer. Payouts run on the 1st and the 15th of each month, in EUR or USD.

Do I need a EUR or USD account?

Yes. Payouts are paid in the same currency as your balance, EUR or USD, so you need a EUR or USD account at your bank (a foreign currency account). No currency conversion happens inside a payout.

Is Stripe available in Argentina?

No. Stripe does not open accounts for businesses based in Argentina, so sellers there use a Merchant of Record like AgentaOS, or open a company abroad. Stripe’s country list.

Does PayPal work in Argentina?

Yes. Local PayPal site offers request money and business payments. PayPal.

Is there a limit on payouts to Argentina?

Our banking partner caps payouts to Argentina at 18,000 USD per calendar month. If your balance is above the cap, ask us before the payout window. Supported countries.

Do I still have to convert dollars from foreign clients into pesos?

No. Since BCRA Communication A 8330 (September 2025), resident individuals can collect service export income in foreign currency with no amount limit and keep it in a local dollar account. Banks cannot charge commissions for crediting these incoming transfers, other than documented third-party costs.

How do freelancers invoice clients abroad?

Service exports are invoiced with a Factura E, issued from a separate point of sale, and carry no IVA. For monotributistas, export income still counts toward the annual billing cap of their monotributo category.

General questions: when is my first payout? · what does it cost? · who handles VAT? · do I need a company?

Free to start

Start selling from Argentina

€0 a month, no card. Individuals and companies. Your first payout on the next 1st or 15th after your sales clear.

Not sure what to charge? Free pricing review