Can you sell online from Peru and get paid?
Yes. From Peru you can sell digital products, courses, SaaS and services to buyers in 190+ countries, as an individual or a company, and get paid to your bank in Peru by international transfer, or to a stablecoin wallet, twice a month. Stripe does not accept sellers based in Peru. To sell without your own Stripe account, you use a merchant of record: it is the seller on each sale and handles VAT and sales tax abroad. Which ones work from Peru.
Also work from Peru: Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments, Gumroad. Do not: Stripe. See the table.
Money from abroad in Peru
What sellers here ask about money from abroad.
Do I charge IGV on services sold to clients outside Peru?
No, if four conditions are met: the service is paid and invoiced, the provider is domiciled in Peru, the client is not domiciled in Peru, and the service is used abroad. Exported services are then not subject to IGV. SUNAT
Is foreign income taxed in Peru?
Yes. Individuals domiciled in Peru pay income tax on worldwide income. Labour income rates run from 8% up to 5 tax units to 30% above 45 tax units. One tax unit (UIT) is PEN 5,500 in 2026. PwC Worldwide Tax Summaries
General information, not tax or legal advice. Check with a local accountant.
Selling from Peru, in facts
- Who can sell
- Individuals and companies verification docs
- How you get paid
- To your own bank account in Peru by international transfer (Swift), or to a stablecoin wallet. supported countries
- Payout currency
- EUR or USD, to a EUR or USD account at your bank (a foreign currency account) payout docs
- Payout days
- The 1st and the 15th of each month payout docs
- First payout
- 14 days after each sale, from €50 or $50 payout docs
- Fee per card sale
- 4.5% + €0.50; international cards +1.5% pricing docs
- Payout fee
- 1% of the payout, at least €1 pricing docs
- Swift transfer cost
- About €5 with shared cost (€5 to €35 by destination), or about €25 with fixed cost. supported countries
- Tax on your sales
- Charged, filed and paid by us as the seller tax docs
- Your income tax
- Yours to declare in Peru. You get a statement and a self-billed invoice per payout. payout docs
From a sale to your account
Example: one month, ten sales of €100.
| Ten sales of €100 | €1,000.00 |
|---|---|
| AgentaOS fee: 4.5% + €0.50 per sale | −€50.00 |
| Payout fee: 1% | −€9.50 |
| Swift transfer, shared cost | −about €5.00 |
| Lands in your bank | about €935.50 |
Try your own numbers in the payout calculator →
International cards +1.5%. On Pro (€49 a month) every card sale is 4.0% + €0.40. EU buyers pay VAT on top, which we file.
Doing it yourself instead? Stripe with a company abroad costs about €6,000 in the first year at €2,000 a month, once you add the company, an accountant, tax filing and about 50 extra hours of your time. See the full comparison.
Who accepts sellers from Peru
The usual names, checked one by one.
| Provider | Sellers in Peru? | What their own page says |
|---|---|---|
| AgentaOSMerchant of Record | Yes | Individuals and companies. Paid out twice a month. Supported countries |
| StripeCard payments, you are the seller | No | Not on the Stripe supported countries list. Stripe’s page |
| PayPalWallet and card payments | Yes | Local PayPal site offers request money and business payments. PayPal’s page |
| PaddleMerchant of Record | Yes | Not on the Paddle unsupported countries list. Paddle’s page |
| Lemon SqueezyMerchant of Record | Yes | On the bank payout list. Lemon Squeezy’s page |
| PolarMerchant of Record | Yes | On the Stripe Connect Express payout list. Polar’s page |
| CreemMerchant of Record | Yes | Supported with local bank payouts. Creem’s page |
| Dodo PaymentsMerchant of Record | Yes | On the accepted countries list. Dodo Payments’s page |
| GumroadMerchant of Record | Yes | Bank payouts in PEN. Gumroad’s page |
| WiseReceive money from clients | Yes | On the hold money list. Wise’s page |
Checked on 6 October 2026 against each provider’s own country page. Providers change their lists; follow the source link before you decide.
Selling from Peru: answers
Which merchant of record works in Peru?
By their own country lists, checked 6 October 2026, Paddle, Lemon Squeezy, Polar, Creem, Dodo Payments, Gumroad and AgentaOS accept sellers in Peru. They differ in how you get paid: compare the payout notes in the table above, where each row links to the provider’s own page.
Can I sell online from Peru as an individual?
Yes. You can open an account as an individual or as a company. AgentaOS is the official seller of your product, so you do not need a company abroad.
How do I get paid in Peru?
To your own bank account in Peru by international transfer (Swift), or to a stablecoin wallet. Payouts run on the 1st and the 15th of each month, in EUR or USD.
Do I need a EUR or USD account?
Yes. Payouts are paid in the same currency as your balance, EUR or USD, so you need a EUR or USD account at your bank (a foreign currency account). No currency conversion happens inside a payout.
Is Stripe available in Peru?
No. Stripe does not open accounts for businesses based in Peru, so sellers there use a Merchant of Record like AgentaOS, or open a company abroad. Stripe’s country list.
Does PayPal work in Peru?
Yes. Local PayPal site offers request money and business payments. PayPal.
Do I charge IGV on services sold to clients outside Peru?
No, if four conditions are met: the service is paid and invoiced, the provider is domiciled in Peru, the client is not domiciled in Peru, and the service is used abroad. Exported services are then not subject to IGV.
Is foreign income taxed in Peru?
Yes. Individuals domiciled in Peru pay income tax on worldwide income. Labour income rates run from 8% up to 5 tax units to 30% above 45 tax units. One tax unit (UIT) is PEN 5,500 in 2026.
General questions: when is my first payout? · what does it cost? · who handles VAT? · do I need a company?
Start selling from Peru
€0 a month, no card. Individuals and companies. Your first payout on the next 1st or 15th after your sales clear.
Not sure what to charge? Free pricing review