Can you sell online from Nepal and get paid?
Yes. From Nepal you can sell digital products, courses, SaaS and services to buyers in 190+ countries, as an individual, and get paid to your own personal bank account in Nepal, twice a month. Stripe does not accept sellers based in Nepal. To sell without your own Stripe account, you use a merchant of record: it is the seller on each sale and handles VAT and sales tax abroad. Which ones work from Nepal.
Also work from Nepal: Paddle, Dodo Payments. Do not: Stripe, PayPal, Lemon Squeezy, Polar, Gumroad. See the table.
Money from abroad in Nepal
What sellers here ask about money from abroad.
Is there a special tax rate for IT services exported from Nepal?
Nepal's 2025/26 budget set a 5% final income tax for individuals or companies exporting IT services from Nepal, and announced a 75% income tax waiver on IT service export revenue. The Kathmandu Post
Where can freelancers in Nepal receive their foreign earnings?
Under Nepal Rastra Bank rules, freelancers and service exporters can credit online foreign earnings to their card balances or bank accounts. Card balances above USD 10,000 must be moved into a local or foreign currency bank account. ICT Frame
General information, not tax or legal advice. Check with a local accountant.
Selling from Nepal, in facts
- Who can sell
- Individuals; bank payouts go to personal accounts only supported countries
- How you get paid
- To your own personal bank account in Nepal, by local bank transfer. supported countries
- Payout currency
- EUR or USD, to a USD or EUR account at your bank, in your own name (personal accounts only) payout docs
- Payout days
- The 1st and the 15th of each month payout docs
- First payout
- 14 days after each sale, from €50 or $50 payout docs
- Fee per card sale
- 4.5% + €0.50; international cards +1.5% pricing docs
- Payout fee
- 1% of the payout, at least €1 pricing docs
- Local transfer cost
- Very low: a local or SEPA transfer, passed through at cost and shown before you request a payout. supported countries
- Tax on your sales
- Charged, filed and paid by us as the seller tax docs
- Your income tax
- Yours to declare in Nepal. You get a statement and a self-billed invoice per payout. payout docs
From a sale to your account
Example: one month, ten sales of €100.
| Ten sales of €100 | €1,000.00 |
|---|---|
| AgentaOS fee: 4.5% + €0.50 per sale | −€50.00 |
| Payout fee: 1% | −€9.50 |
| Local or SEPA transfer | very low |
| Lands in your bank | about €940.50 |
Try your own numbers in the payout calculator →
International cards +1.5%. On Pro (€49 a month) every card sale is 4.0% + €0.40. EU buyers pay VAT on top, which we file.
Doing it yourself instead? Stripe with a company abroad costs about €6,000 in the first year at €2,000 a month, once you add the company, an accountant, tax filing and about 50 extra hours of your time. See the full comparison.
Who accepts sellers from Nepal
The usual names, checked one by one.
| Provider | Sellers in Nepal? | What their own page says |
|---|---|---|
| AgentaOSMerchant of Record | Yes | Individuals and companies. Paid out twice a month. Supported countries |
| StripeCard payments, you are the seller | No | Not on the Stripe supported countries list. Stripe’s page |
| PayPalWallet and card payments | No | Local PayPal site is send-only, no request or business menu. PayPal’s page |
| PaddleMerchant of Record | Yes | Not on the Paddle unsupported countries list. Paddle’s page |
| Lemon SqueezyMerchant of Record | No | Not on the bank payout list, and PayPal cannot receive there. Lemon Squeezy’s page |
| PolarMerchant of Record | No | Not on the payout countries list. Polar’s page |
| CreemMerchant of Record | Limited | Supported, bank transfer partner restrictions may apply. Creem’s page |
| Dodo PaymentsMerchant of Record | Yes | On the accepted countries list. Dodo Payments’s page |
| GumroadMerchant of Record | No | No bank payouts, and PayPal cannot receive there. Gumroad’s page |
| WiseReceive money from clients | Limited | Can register and send, but cannot hold money. Wise’s page |
Checked on 6 October 2026 against each provider’s own country page. Providers change their lists; follow the source link before you decide.
Selling from Nepal: answers
Which merchant of record works in Nepal?
By their own country lists, checked 6 October 2026, Paddle, Dodo Payments and AgentaOS accept sellers in Nepal. Creem works only partly: Supported, bank transfer partner restrictions may apply. Lemon Squeezy, Polar and Gumroad do not. They differ in how you get paid: compare the payout notes in the table above, where each row links to the provider’s own page.
Can I sell online from Nepal as an individual?
Yes. You can open an account as an individual or as a company. AgentaOS is the official seller of your product, so you do not need a company abroad.
How do I get paid in Nepal?
To your own personal bank account in Nepal, by local bank transfer. Payouts run on the 1st and the 15th of each month, in EUR or USD.
Do I need a EUR or USD account?
Yes. Payouts are paid in the same currency as your balance, EUR or USD, so you need a USD or EUR account at your bank, in your own name (personal accounts only). No currency conversion happens inside a payout.
Is Stripe available in Nepal?
No. Stripe does not open accounts for businesses based in Nepal, so sellers there use a Merchant of Record like AgentaOS, or open a company abroad. Stripe’s country list.
Does PayPal work in Nepal?
No. Local PayPal site is send-only, no request or business menu. PayPal.
Is there a special tax rate for IT services exported from Nepal?
Nepal's 2025/26 budget set a 5% final income tax for individuals or companies exporting IT services from Nepal, and announced a 75% income tax waiver on IT service export revenue.
Where can freelancers in Nepal receive their foreign earnings?
Under Nepal Rastra Bank rules, freelancers and service exporters can credit online foreign earnings to their card balances or bank accounts. Card balances above USD 10,000 must be moved into a local or foreign currency bank account.
General questions: when is my first payout? · what does it cost? · who handles VAT? · do I need a company?
Start selling from Nepal
€0 a month, no card. Individuals and companies. Your first payout on the next 1st or 15th after your sales clear.
Not sure what to charge? Free pricing review